The Swiss Micro Credential (microcredential.ch) offers products and services provided by the Swiss Information and Management Institute (SIMI Swiss)., our subsidiaries, and our international branches, including all the members of SIMI Swiss (collectively, "Swiss Micro Credential," "microcredential.ch", "The Swiss Information and Management Institute", "SIMI Swiss", "us," "we," or "our"). These Terms of Use ("Terms") govern your use of our website, apps, and other products and services ("Services"). As some of our Services may be software that is downloaded to your computer, phone, tablet, or other device, you agree that we may automatically update this software, and that these Terms will apply to such updates. Please read these Terms carefully, and contact us if you have any questions, requests for information, or complaints. By clicking “I accept” (or for those who have not yet created an account, by using our Services), you agree to be bound by these Terms, including the policies referenced in these Terms. By using our Services, you agree to be bound by these Terms, including the policies referenced in these Terms.

You are only permitted to use our Services and study with us in accordance with these Terms and all relevant legal requirements if you are able to legally bind Swiss Micro Credential. You must give us correct and complete information when you create or issued by us your Swiss Micro Credential account and later when you utilize specific features. You also agree to update your information as necessary to maintain it accurate and complete. Anyone under the age of 13 is not permitted to use or access any Content Offerings, and specific geographic areas and Content Offerings may have additional criteria and/or restrictions.

We provide you a limited, personal, non-exclusive, non-transferable, and revocable license to use our Services, subject to these Terms and our policies (such as course-specific eligibility requirements, and other terms). Unless you have our specific consent to do so, you may only download anything from our Services for your own noncommercial use. You also agree that you will only create, access, and/or use one user account, unless specifically authorized by Swiss Micro Credential, and that you won't give anyone else access to your account or your account's login details. You do not acquire any ownership or intellectual property rights in our Services or the content you access by using our Services.

Swiss Micro Credential offers lessons and content from SIMI Swiss, partner universities and other suppliers (collectively, "Content Offerings") ("Content Providers"). Even while we strive to offer top-notch content offerings from our content providers, unforeseen situations do occasionally happen. Swiss Micro Credential maintains the right to alter any Content Offerings, including the point value or weight of any Assignment, Quiz, or other Assessment, either independently or in compliance with the requirements of the Content Provider. The sections below on disclaimers and limitations of liability apply to content offerings.

Not Swiss Micro Credential, but SIMI Swiss and our partners do recognize the academic credit. Academic credit is not awarded by Swiss Micro Credential for successfully completing Content Offerings. Participation in or completion of Content Offerings does not award academic credit unless specifically stated by a credit-granting institution. There is no guarantee that other institutions will accept credit even if it is granted by one institution. You consent to not claiming credit for finishing a Content Offering until you have obtained a course certificate or another form of proof that the Content Offering was successfully completed. SCN, teachers, and the related Content Providers are not required to have their Content Offerings approved by any accrediting body or educational institution.

Nothing in these Terms or elsewhere with regard to your participation in any Content Offerings by Content Providers: (a) creates a relationship between you and any Content Provider; (b) enrolls or registers you in any Content Provider institution or in any Content Offering offered by any Content Provider institution; or (c) grants you access to any Content Provider institution's resources.

You can share your content (also known as "User Content") with Swiss Micro Credential, instructors, and/or other users using the Services, including your projects, homework, quizzes, examinations, and other submitted assignments. You are in charge of and have all ownership rights to the User Content you produce and distribute. Course content and other materials made available on the Swiss Micro Credential platform by or on behalf of Content Providers or their instructors via the Services or Content Offerings are not considered User Content. Such Content Offerings as between Swiss Micro Credential and Content Providers are governed by the pertinent contracts in place between Swiss Micro Credential and Content Providers.

You grant Swiss Micro Credentiala fully transferable, royalty-free, perpetual, sublicensable, non-exclusive, worldwide license to copy, distribute, modify, prepare derivative works based upon, publicly perform, publicly display, and otherwise use the User Content to the extent that you supply such User Content. In accordance with the terms of this license, Swiss Micro Credential is allowed to let Content Providers to utilize User Content with registered students, students enrolled in on-campus programs, or other learners not utilizing the Services. Nothing in these Terms shall limit other legal rights that Swiss Micro Credential may have, such as those arising from other licenses, with respect to User Content. For any reason, including when we believe it violates these Terms or other rules like our Acceptable Use Policy or Code of Conduct, we reserve the right to remove or alter any User Content.

Regarding the Services, we appreciate your ideas, opinions, and other feedback ("Feedback"). By providing any Feedback, you give us permission to use it without restriction or payment to you. Swiss Micro Credential, SIMI Swiss or any partner university does not give up the right to use similar or related Feedback that was already known to Swiss Micro Credential, developed by our staff or contractors, or acquired from other sources, even after accepting your feedback.

We are concerned about our users' safety. While Swiss Micro Credential makes every effort to safeguard the security of your account and any associated data, we cannot guarantee that unauthorized parties won't be able to circumvent our security precautions. Please alert support@simiswiss.ch soon as you become aware of any compromise or unauthorized use of your account.

You will have access to and/or use content given by instructors, other users, and/or other third parties through the Services, as well as links to websites and services run by third parties. Swiss Micro Credential makes no promises that any third-party information found on the Services or elsewhere will be free of offensive, inappropriate, or harmful content. This includes malware and other contaminants that could damage your computer, mobile device, or any files stored on it. Regarding your access to, use of, or inability to access or use such third party content, Swiss Micro Credential expressly disclaims any duty or obligation.

When using the Services, users are expected to respect the intellectual property rights of Swiss Micro Credential, Content Providers, and other third parties. In line with the Copyright Act and other applicable laws, we have adopted and put into effect the Swiss Micro Credential Copyright and Trademark Policy detailed below.

Swiss Micro Credential is dedicated to advancing the science of teaching and learning, and it may utilize data about your course participation for educational research. You can encounter many Content Offerings in the course of this investigation. Typically, research findings will be presented in aggregate form. Without your specific permission, no research findings will reveal your identity to the public.

For a fee, Swiss Micro Credential provides paid Services (such as course certificates for specific courses). All fees are listed in Pound unless otherwise specified. You are accountable for promptly using a payment method connected to the relevant paid Services to pay any fees and applicable taxes assessed by or on behalf of Swiss Micro Credential. If your payment method is declined or your account is past due, we may use various collection practices to recover fees. Your location and other circumstances may affect the fees, and SCN maintains the right to modify any fees at any time and at its sole discretion. Any modification, update, or change will take effect right away after being posted through the applicable Services. As outlined in our Refund Policy below, refunds may be possible for paid Services.

You might be able to use the Services to sign up for University Certificate, MasterTrack, and Degree programs, as well as comparable ones, that are provided by our Content Providers on the SCN platform. These programs are offered online by our content suppliers, who also set the criteria for entry, refunds, and graduation or completion. Nothing in these Terms will prevent any institutional policies that our Content Provider establishes in connection with these programs from applying to you (such as student conduct codes of conduct); these policies will supplement these Terms, and to the extent there is a conflict between them and these Terms as between you and our Content Provider, our Content Provider's policies will take precedence. Depending on the program, Swiss Micro Credential or one of our Content Partners may be in charge of collecting the tuition and fee payments for these courses. We or our Content Partners reserve the right to use additional legal means to recover tuition and fees if your payment method is declined or your account is past due. Your location and other circumstances may affect the tuition and fees, and Swiss Micro Credential and its Content Partners reserve the right, in their sole discretion, to alter any tuition and fees for upcoming semesters or equivalent payment periods. As outlined in our Refund Policy below, refunds may be possible for paid Services. You are urged to do your homework and think carefully about whether the tuition and other costs associated with the Content Offerings would support your career and financial objectives. Each state, each nation, and each company may have different standards for various professions' professional licensure, certification, and work requirements. On the basis of your successful completion of a Swiss Micro Credential Content Offering, Swiss Micro Credential does not guarantee your licensing, certification, or qualification for any profession or position. You are recommended to look into whether the Content Offering you intend to enroll in satisfies your academic and/or professional needs before enrolling, as well as to research, comprehend, and abide by the laws in the applicable state and/or nation in which you work or intend to work.

Our services are continuously updated and improved. To the extent permitted by relevant law, we may change the requirements, add or remove features, and suspend (or completely terminate) some of our Services. As a result, Swiss Micro Credential has the right to stop you from using any Service at any time. If you stop using a premium service, you might be eligible for a refund under our refund policy. Due to a variety of factors, such as applicable export control regulations or governmental limits on internet access, we might not be able to provide the Services in some regions or nations. You won't be held responsible for any such activity by any of Swiss Micro Credential, its content providers, instructors, contributors, sponsors, and other business partners (collectively, the "Swiss Micro Credential Parties"). Although we will be sorry to see you depart, you are free to cease utilizing our services whenever you like.

You guarantee that neither your location nor your usual place of residence fall under any rules or restrictions that forbid Swiss Micro Credential from granting you access to the Services under relevant Swiss law. Your physical location determines where you are. It is strictly forbidden to use a virtual private network service, IP routing services, or another such service to get around these restrictions. You represent that your name does not appear on any government sanctions, debarment, or exclusion lists (collectively, "Sanctions Lists"), export-control related restricted party lists, or lists of forbidden, denied, unverified parties. If you are added to any Sanctions List, you will immediately stop using the Services. You further guarantee that you won't export, re-export, transfer, or otherwise make use of the Services in a way that would contravene any relevant laws to any entity that is listed on a sanctions list. In spite of anything to the contrary in these Terms, if you violate the conditions in this section, Swiss Micro Credential may immediately end all further responsibilities to you.

By using the Services or attempting to use them in violation of these Terms, violating any law or the rights of any third party, or using User Content, including without limitation any claim of infringement, you agree to indemnify, defend, and hold the Coursera Parties harmless from any and all claims, liabilities, expenses, and damages (to the extent that they are attributable to you under the applicable law).

Swiss Micro Credential, manages the Services, with the exception of the provisions made below. You acknowledge that the laws of the London, excluding its rules on conflicts of law, shall govern these Terms. You and Swiss Micro Credential agree to submit to the personal jurisdiction of and exclusive venue in the courts situated in and serving Zug Switzerland as the legal forum for any dispute relating to these Terms that is not subject to binding arbitration. Any mandatory consumer safeguards under the law of the nation where we direct Services to you and where you have your usual residence shall not be affected by this clause.

You and Swiss Micro Credential agree to submit any and all disputes, claims, or controversies of any kind, whether grounded in statute, rule, constitution, common law, equity, or any other legal basis or theory, and whether pre-existing, present, or future, that arise out of or relate to our Services, these Terms, and/or any other relationship or dispute between you and us, such as without limitation I the scope, applicability, or otherwise of I the Services; Any and all Claims must be brought to final and binding arbitration in line with the current version of the Switzerland Law, as amended. In the event of any conflict between this arbitration provision and the Rules, the arbitration provision shall prevail. If you opt to start the arbitration process, you agree to pay the $200 filing fee (or any other amount specified by the Rules), and we agree to pay the remaining filing fee and any further deposits needed to start the arbitration process. The costs of the arbitration hearing, including the arbitrator's fees, will be covered by us; however, other expenditures, like legal fees and travel costs to the arbitration, must be paid in accordance with the Rules and any relevant laws. Any costs related to the arbitration that we start will be covered by us. All Claims shall be resolved by a single, impartial arbitrator chosen in line with the Rules. The arbitrator must be a retired judge or an active member in good standing of the bar in any Swiss cantons who has been actively practicing law for at least five years. The arbitrator must uphold legal claims of privilege. Regardless of which side wins the arbitration, and unless otherwise specified above or inconsistent with relevant law, each party is responsible for paying its own attorney, expert, and witness expenses. You will have the chance to attend the hearing and be heard in any arbitration proceedings, which will be held in the federal judicial district where you currently reside. The arbitrator's ruling will be final, enforceable in any federal or state court with jurisdiction, and binding on the parties. You and I agree that the arbitration shall be kept private and that neither the existence of the arbitration nor any aspect of it (including, without limitation, any pleadings, briefs or other documents submitted or exchanged, any testimony or other oral submissions, and any awards) will be disclosed to any third party outside of the arbitration, unless such disclosure is legitimately required in court proceedings involving the arbitration or by applicable disclosure rules and regulations. In relation to any Claim, neither you nor SCN may represent a class of claimants or take part on behalf of a group of claimants. Arbitration of the Claims cannot be done on a class- or representative-based basis. Only your individual Claims and/or those of Swiss Micro Credential can be decided by the arbitrator. The arbitrator is not permitted to combine or join the claims of other parties or individuals who may be in a comparable situation. As a result, you and I agree that our arbitration will not be governed by the Supplementary Rules for Class Arbitrations. Regardless of any applicable state law, this arbitration provision and the rules governing the arbitration it contemplates are governed by the laws of the United Kingdom. You or we may still file a complaint with a federal, state, or local government agency despite this arbitration agreement. As long as the case is still pending in small claims court and progresses only on an individual (non-class, non-representative) basis, you and we also have the ability to use self-help remedies like set-off or to file qualifying claims there. The right to seek provisional or ancillary relief, such as pre-arbitral attachments or preliminary injunctions, remains open to both you and us, and any such request won't be interpreted as violating any of the terms of this agreement or as a waiver of the right to have disagreements resolved through arbitration as specified in this clause. Except for the restrictions against any Claim being handled on a class or representative basis, a court may sever any part of this binding arbitration and class action waiver section that it finds to be unenforceable, and the remaining parts of this arbitration provision will still be valid and enforceable. Any waiver of any term of this Section must be put in writing and signed by the party making the waiver in order to be valid. Any other provision of these Terms will not be waived or affected by such a waiver. A COURT ACTION, A JURY TRIAL, THE RIGHT TO PARTICIPATE IN ANY FORM OF CLASS OR REPRESENTATIVE CLAIM, AND THE RIGHT TO ENGAGE IN DISCOVERY EXCEPT AS PROVIDED IN THE RULES ARE JUST A FEW OF THE RIGHTS LIMITED BY THIS BINDING ARBITRATION AND CLASS ACTION WAIVER SECTION. ADR MAY ALSO PREVENT YOU OR SCN FROM RECOVERING RIGHTS THAT YOU OR SCN WOULD HAVE IN COURT.

We reserve the right to change the Terms at any moment, based solely on our discretion. Any changes to the Terms will take effect right away once we post them. We will use commercially reasonable efforts to notify you of any major changes to the Terms by means of a notice on the website, an email, another method, or a combination of methods. Your continued use of the Services following the posting of any modifications, whether or whether you get notice, indicates your legally binding acceptance of the updated Terms.

No other terms of these Terms will be affected if it turns out that a particular provision is not enforceable. If you violate these Terms and we don't take immediate action, it doesn't mean that we are waiving any of our rights (such as taking action in the future).

As third-party beneficiaries of the Terms, our Content Creators and Integrated Service Providers may enforce the sections of the Terms that apply to them.